TERMS OF USE

Effective Date: October 12, 2025

These Terms of Service (“Terms”) govern your use of our website and all associated services, including the purchase of books, courses, products, subscriptions, and the receipt of email or SMS marketing. By using this site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Eligibility

To use this website and make purchases, you must be:
• At least 18 years old or the age of majority in your jurisdiction
• Able to enter legally binding agreements
• Providing accurate and current personal and payment information

2. Use of the Website

You agree to use the Site for lawful purposes only. You may not:
• Commit fraud or misrepresent your identity
• Interfere with or disrupt website operations
• Use automated systems (bots, scrapers, etc.) without permission
• Upload or distribute viruses, malware, or harmful code

We reserve the right to terminate or restrict access to users who violate these Terms.

3. Products and Services

We offer digital and physical products including, but not limited to:
• Books (print and digital)
• Online courses
• Merchandise
• Downloadable content (PDFs, guides, etc.)

Product descriptions, pricing, and availability may change at any time. We may limit or cancel quantities purchased.

4. Purchases and Payments

All purchases are processed through secure third-party payment processors (e.g., Stripe, PayPal). By making a purchase, you agree to:
• Provide accurate billing and contact information
• Authorize charges to your payment method
• Pay any applicable taxes or fees based on your location

We may cancel orders if we suspect fraud or unauthorized activity.

5. Refunds and Returns

Digital products and courses: All sales are final unless stated otherwise. No refunds are issued after purchase.
Physical products: Returns or exchanges are accepted within 14 days of delivery if the item is unused and in original condition. Customers are responsible for return shipping unless the product was defective.

To request a refund or return, contact us at: [Insert Email Address]

6. Email and SMS Marketing

By signing up, you consent to receive marketing communications via email and/or SMS from [Your Business Name], including:
• News and updates
• Book launches
• Discounts or offers

You may opt out at any time by clicking “unsubscribe” in emails or replying STOP to SMS messages. Message and data rates may apply.

7. Intellectual Property

All content on the Site—including text, images, graphics, videos, course materials, and branding—is the property of us or our licensors. You may not copy, reproduce, distribute, or modify any content without written permission.

8. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for their content, policies, or practices. Access them at your own risk.

9. Disclaimer of Warranties

The Site, products, and services are provided “as is.” We do not guarantee:
• That the Site will be error-free or uninterrupted
• That products or services will meet your expectations
• That information provided is complete or reliable

10. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or any products or services.

11. Indemnification

You agree to indemnify and hold harmless [Your Business Name], its employees, partners, and affiliates from any claims, damages, or legal fees resulting from your violation of these Terms.

12. Changes to These Terms

We may update or modify these Terms at any time. Changes will take effect once posted on the Site. Continued use of the Site means you accept the updated Terms.

13. Governing Law

These Terms are governed by the laws of the state or country in which [Your Business] is registered, without regard to conflict-of-law principles.

14. Contact Information

For questions about these Terms, please contact us through our contact form.

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